Whitby Dental Financial Policies

More affordable and predictable dental care is what our patients want and what we provide. Our clinic practices truly preventive care to avoid major dental expenses and to lower the cost of oral care.


If you need a dental service or treatment that you feel may strain your current budget, an option we have available is financing.

Health Smart's financing programs ensure that you don't delay your treatment due to cost concerns by offering you a variety of financing terms with convenient monthly payments.

How it works
1. Apply Online

Apply with our easy online application in under a minute.

2. Get an Instant Decision

Get our instant approval decision right away, displayed on screen along with the amount of funds available to you.

3. Begin Your Treatment

Proceed to your preferred health provider to finalize your payment plan and begin your health treatment without delay.

4. Make Payments

Health Smart will pay your healthcare provider directly. We will set up convenient pre-authorized monthly or semi-monthly payments from your designated bank account.

College and University Students

If you are a student you are often enrolled or qualify for health and dental benefits administered by your Student Union or Federation. These dental plans are a great resource and should be put to use. Look into your dental coverage, regular dental visits will help you to maintain your oral health. To learn more you can visit this link.

Self Employed

If you are self employed a cost and tax effective option for health care expenses is available as a Health Spending Account. To learn more you can visit this link.

Insurance Policies

With the exception to your initial appointment we will bill your insurance company directly for payment of your dental fees, provided all necessary insurance details are available. Considering the varying differences in individual insurance coverage it is virtually impossible for us to know everyone's insurance details or any changes to your plan. Even though insurance benefits are solely the responsibility of the policy holder, we are happy to assist you in understanding your insurance benefits and will send any necessary estimates.
Any balances not covered by your insurance will be your responsibility.

Payment Options

We accept VISA, MasterCard, American Express, Interac, MediCard, Cash and Cheques

Online Banking

At Dentistry on Dundas we have set-up 'online banking' so you can pay your account from the comfort of your own home. For your convenience this service is available 7 days a week, 24 hours a day. Just add Dentistry on Dundas to your payee's list on your own personal banking website and enter your account found on your statement. It's that simple!

Partners, Drs. Steven Millman and Mark Librach, of Dentistry on Dundas established a yearly scholarship to commemorate their 10 years anniversary in 1999. This scholarship has been award since then to one student from our 7 area highschools.

Dentistry on Dundas love Fireworks and we love sponsoring community Firework displays, every year!

Way back in 2014, we celebrated our 25th Annivsary. We can't want to celebrate our 30th anniversary next year too!